Code for borrowing airtime on MTN

Code for Borrowing Airtime on MTN

Running out of airtime when you need to make a call or send a text can be frustrating. Thankfully, MTN makes it easy for you to borrow airtime and stay connected. You can borrow airtime using the simple USSD code, *303#. This code is all you need to borrow airtime quickly.

In this guide, I’ll explain everything about using the code for borrowing airtime on MTN, including how to check if you’re eligible and what to expect. Keep reading to learn more.

Borrowing Airtime on MTN with *303#

MTN customers can borrow airtime by dialing the USSD code *303#. This is the easiest way to get airtime when you don’t have credit. To borrow airtime using this code:

Dial *303# on your MTN line.
Choose “Borrow Airtime” from the menu.
Select the amount you want to borrow.

Confirm your selection.

After completing these steps, you’ll receive a message that your account has been credited. The borrowed amount will appear in your ExtraTime balance. Remember, MTN charges a 15% service fee on the borrowed amount. For example, if you borrow ₦500, you’ll receive ₦425.

Eligibility to Borrow Airtime on MTN

Not everyone can borrow airtime on MTN. To qualify, you must:

Be an active MTN prepaid user.
Have linked your NIN to your MTN line.
Have recharged your line regularly.

To check your eligibility, dial *303#, select “Account,” and then choose “Eligibility Status.” You can also text STATUS to 303 to find out if you can borrow airtime.

How to Repay Borrowed Airtime

Repaying your borrowed airtime is simple. When you recharge your account, MTN will automatically deduct the borrowed amount, including the 15% service fee. For instance, if you borrowed ₦500, the system will deduct ₦500 from your next recharge.

You don’t need to take any action to repay—it’s automatic. Make sure you recharge enough to cover both the borrowed amount and the service fee.

Borrow Airtime Using the MTN App

If you prefer, you can also borrow airtime through the MTN app. The process is straightforward:

Open the MTN app and log in.
Tap on the “Borrow” option on the dashboard.

Choose “Borrow Airtime.”
Select the amount you want to borrow.
Confirm your choice.

The borrowed airtime will be credited to your account immediately. You’ll also receive a notification confirming the transaction.

Why Use *303# to Borrow Airtime?

The *303# code is the fastest and most reliable way to borrow airtime on MTN. Here’s why:

Convenience: You don’t need an internet connection to use it.

Speed: Borrow airtime in seconds, even during emergencies.
Simplicity: No complex steps or technical skills are needed.

Whether you’re out of credit at night or in a remote area, the *303# code ensures you stay connected.

Common Questions About Borrowing Airtime on MTN

1. How much can I borrow on MTN?
The amount you can borrow depends on your usage and credit limit. Dial *303# to check how much you’re eligible to borrow.

2. Can I borrow airtime if I haven’t repaid a previous loan?
Yes, you can borrow again if you haven’t exceeded your credit limit. MTN allows multiple loans within your borrowing limit.

3. Can I use borrowed airtime to buy data?
Yes, you can use borrowed airtime to purchase data or make calls and send texts.

4. What happens if I don’t repay my borrowed airtime?
If you don’t repay, you won’t be able to borrow more airtime until the debt is cleared. Your borrowing limit may also decrease.

5. Can I borrow airtime without linking my NIN?
No, MTN requires all customers to link their NIN to their line to access borrowing services.

Important Notes About Borrowing Airtime on MTN

The service fee is 15% of the borrowed amount. This fee is deducted upfront.

Borrowed airtime cannot be transferred to another user.
Ensure you have enough recharges to maintain borrowing eligibility.

Final Thoughts

Using the code for borrowing airtime on MTN (*303#) is a quick and easy way to stay connected. Whether you’re making an urgent call or sending a text, this service ensures you’re never stranded without airtime.

By following the simple steps above, you can borrow airtime whenever you need it. Just remember to repay the borrowed amount with your next recharge to continue enjoying the service. Stay connected with MTN!