How to Check BVN Code
You may need your BVN code when filling out forms, opening a bank account, or applying for loans. Sometimes, it’s hard to remember all 11 digits of your BVN. Don’t worry; this guide will show you how to check BVN code quickly and easily.
What is BVN?
The Bank Verification Number (BVN) is an 11-digit number used to identify bank customers in Nigeria. The Central Bank of Nigeria (CBN) introduced it in 2014 to improve security in banking. It is tied to your biometric data, like your name, date of birth, and fingerprints. This ensures only you can access your bank accounts.
Your BVN helps prevent fraud and connects all your bank accounts in Nigeria under one unique number.
How to Check BVN Code
If you forget your BVN, you can retrieve it using different methods. Here’s how:
1. Using a USSD Code
The easiest way to check your BVN code is through your mobile phone. Dial *565*0# on the phone number linked to your BVN. After dialing:
- Follow the prompts.
- Pay a service fee of N20.
- Your BVN will appear on your screen.
This method works without an internet connection and is fast. It is available for all major Nigerian networks like MTN, GLO, Airtel, and 9Mobile.
2. Through the NIBSS Website
The Nigeria Inter-Bank Settlement System (NIBSS) allows you to check your BVN online. Here’s how:
- Visit the NIBSS website on your phone or computer.
- Enter your full name, date of birth, and the phone number linked to your BVN.
- Submit your details and pay a fee of N20.
- Your BVN will be displayed. Save it for future use.
This method is secure and accessible if you prefer online services.
3. Contacting the BVN Helpdesk
You can also retrieve your BVN by contacting the BVN helpdesk:
- Call the toll-free number: 0700-2255-226.
- Or email them at [email protected].
Provide your full name, date of birth, email address, and registered phone number. Once verified, they will send your BVN.
4. Visiting an NIMC Office
If you have a National Identification Number (NIN), you can visit any National Identity Management Commission (NIMC) office. Provide your details, and they will assist you in retrieving your BVN.
Why You May Need to Check Your BVN Code
Your BVN is essential for many banking and financial activities. Here are some common reasons you might need to check it:
- To Verify Your Identity
Banks require your BVN for opening accounts or upgrading services. - For Security
The BVN protects your account from fraud. If you notice suspicious activity, your bank can use it to investigate. - To Link Multiple Accounts
If you have accounts in different banks, your BVN allows you to connect them. - For Loan Applications
Lenders use your BVN to verify your identity and financial history. - For Payment Processing
Government programs or NGOs may use your BVN to verify beneficiaries and process payments. - To Recover Accounts
If you lose access to your account, providing your BVN helps with recovery.
How to Check BVN on Different Networks
Whether you use MTN, GLO, Airtel, or 9Mobile, the process is the same. Dial *565*0# on the phone linked to your BVN. Follow the instructions, pay N20, and your BVN will appear. This method is quick and works on all Nigerian networks.
Tips for Keeping Your BVN Secure
Your BVN is private. Here’s how to keep it safe:
- Don’t share it on public platforms.
- Avoid giving it to unverified individuals or websites.
- Keep it written in a secure place for emergencies.
Final Thoughts
Your BVN is your key to smooth banking in Nigeria. If you forget it, you can easily check your BVN code using the USSD method, NIBSS website, helpdesk, or NIMC office. Always keep your BVN secure to avoid fraud or misuse.
